• Collect all your records early. Start by gathering all your documents, records and receipts that you may have that will help with your return.   

• Contact your current/past company to make sure you are getting your W2s. Follow up with your statements from any investments that you may have i.e. Roth IRA’s, 401k etc. 

• Consider E-File. Filing electronically will lessen the math mistakes, the software will handle all your math calculations for you.  

• Get your refund quicker and hassle free by considering direct deposit.

• Educate yourself, know your tax credits. Be aware of all the tax code changes. Seniors may qualify for the credit for the elderly or disabled if you are 65yrs. old. There is a certain income requirement to be eligible and the long form 1040 or 1040A has to be completed.   

•  Don’t rush! Be thorough… One of the most common mistakes that seniors make is overlooking  something and they end up missing out on a credit that they were entitled to.  

• Make sure it’s legible, if you aren’t able to write because of a disability ask someone to help you. 

•  Double check everything.  A simple mistake on your social security number can slow the process of getting your refund quicker. 

•  Know that you have options. If you don’t feel comfortable filing your own taxes contact a professional. There are many different establishments that seniors can go to. H & R Block,  Jackson Hewitt to just name a few. If it’s a simple return you might be able to get a discount of the processing fee. Also consider TCE Tax Counseling for the Elderly. They provide free tax help to people over the age of 6o years old.   

• Visit IRS.gov for a FREE file. If your income is limited you may be eligible for free tax preparation software and free electronic filing.

The Township of Lyons is sponsoring a FREE H1N1 shot clinic on Saturday, February 13 from 9am-1pm at the LTHS Corral, 4940 S. Willow Springs Rd., LaGrange. Community Nurse will administer the vaccines to those 18 years and older.

Those interested must be a Lyons Township resident which includes: Bedford Park, Bridgeview, Brookfield, Burr Ridge, Countryside, Hickory Hills, Hinsdale, Hodgkins, Indian Head Park, Justice, LaGrange, Lyons, McCook, Riverside, Summit, Western Springs, Willow Springs. ID for proof of residency is required.

Information provided by Aging Care Connections

Below are some helpful tips for the caregivers that live long distance who wants to try to do it all:

• Avoid the relocation reaction.  Before moving your elder to your home allow extra time for them to consider other options.
• Do an on-site comprehensive assessment of your elder’s situation.
• Arrange for home health care providers and special programs like Meals on Wheels and transportation services for the frail elderly.
• Ask for help from family members, friends and even neighbors.
• Ask neighbors, friends, or relatives to visit your elder regularly to spot problems that are impossible to know over the phone, such as mail or newspapers piling up outside the home.
• Contact the local post office, informing the local letter carrier that a frail elder is on his/her route and to report any worrisome signs on the property.
• Tell the local police department that an elder lives alone in the community. This may encourage officers to give a little extra attention, especially during heat waves, cold spells, earthquakes and any other natural disasters.
• Check with local utility companies as they may have “elder watch” programs

Tips for the far-away caregiver that isn’t quite the one in charge but nevertheless wants to help:

• Save vacation days and personal holidays for emergency visits.
• Set aside emergency money for those unexpected travels.
• Call often and visit often, don’t wait until the last minute.
• Offer the primary caregiver a welcome break. 
• Be diplomatic. Offer your help and let the primary caregiver know that you are there to lend a helping hand. Don’t overstep your boundaries, the primary caregiver knows the situation more than you do.

Article provided by Rachele Zukerman

USA Today found  that nearly all of the nursing homes that were awarded one or two stars are owned by for-profit corporations.  This finding however was not well received with Medicare’s Thomas Hamilton, who spearheaded the rating system.  He would like to see more improvements. Thomas did say that one positive thing with the data finding is that there was a decrease in the number of one star nursing homes.   

When you are considering of placing your loved ones in a long term care facility, do your research.  Better yet,  choose an alternative option. 

 Choose for your loved ones to stay home surrounded by the people and memories they love. 

 Choose Home & Hearth Caregivers…….

For more on this article visit www.cbsnews.com

For decades, MS researchers have been forced to make their best guess as to what causes this disease, which affects 300,000 Americans, mostly women, between their 20s and 40s.  

Researchers report that they have identified two new genes that may contribute to the immune disorder multiple sclerosis (MS). The hope is that the discovery will someday lead to the development of more efficient and much-needed MS drugs, as today’s therapies carry serious side effects and address the disease’s symptoms, but not its cause.

The new genes are the first to be linked directly to MS since the 1970s, when researchers initially identified a cluster of DNA on chromosome 6 associated with immune system function. Doctors believe MS is an autoimmune disease, in which the body mistakenly attacks its own healthy cells. But they have never been able to figure out why the body turns on itself, and they hope these new genes may offer a clue. “This is by no means the final, whole answer, but we’ve gotten an incredible glimpse into the cause of the disease,” says Dr. David Hafler, professor of neurology at Harvard Medical School.

As exciting as the discovery is, it’s a small part of the story: the new genes account for less than 1% of the risk of developing MS.  

For more on this article and findings http://www.time.com/time/health/article

• Give the gifts that seniors will treasure most; your time and companionship.  If your loved one doesn’t live with you, make your visits more frequent. No matter how big or small, a simple gesture will go a long way.

• Get energized. If your loved one is still able, involve them in some form of exercise.  Strength exercises are a great way for helping build muscles and prevent bone loss with age. Exercising will not only keep them active but will give them an overall positive feeling of mind, body and soul.

• Encourage healthy eating.  In most cases seniors are already taking many different types of medications and are recommended by their doctor to eat a well balanced meal. Suggest   taking multi-vitamins and make sure that a good amount of fruit and vegetables are mixed in with their diet. Create new dishes and make healthy eating fun and not a chore.

• Avoid red meat and substitute by eating fish.  Studies show that eating fish such as:  salmon and tuna are beneficial for the heart and brain.

• Keep a positive environment.

• Call often and see how they are doing. Even if you live close by or out of state a phone call can bring a simple smile to their face. Keep the conversation light and always positive. It will give them something to look forward to.

                          Happy New Year!!!  Welcome to the new decade!!

Great news for the senior community: The healthcare reform bill that is under debate in the Senate includes a new way for paying long term care. The Community Living Assistance Services and Supports  (CLASS) Act would create a national long-term care insurance program. This bill made famous by the late Senator Edward Kennedy, now being headed by Senator Paul G. Kirk Jr.  will give seniors benefit payments in cash, which will allow seniors and the disabled to spend the benefit money on hiring a caregiving service or to purchase medical equipment so that they can remain in their own home.

What would seniors benefit? 

• They would benefit two activities of daily living
• Receive $75 per day to pay for caregiving service

 Highlights of the CLASS Act:

•  funded by voluntary participation and payroll deductions @$50 per month
• must contribute for 5yrs. before collecting benefit
• benefit maximum of $75 per day (paid in cash)
• may hire caregiver of choice as benefit paid in cash
• must need assistance with at least 2 activities of daily living (ADLs) to qualify
• provide lifetime benefits
• premiums are age-rated
• financially viable and self-sustaining (modeled after private insurance)  

Reason the CLASS Act is needed:

• only 5% of Americans have long term care insurance
• part-time caregiving services in the home delay the need for nursing home care
• caregiver stress is a large reason for nursing home admissions
• research shows eliminating caregiver stress would reduce nursing home admissions by 1/4^th   
• nursing home care costs an average of $70k per year
• paying for part-time care in the home will eliminate or delay spending down all assets on care services.  

To quote Senator Kirk “Sadly, millions of seniors and persons living with disabilities struggle to obtain the services and supports they need to live fulfilling lives and to remain in their communities among their friends and families – in what they hoped would be their productive “golden years”.

This new way of paying for senior care will greatly assist seniors and their families to help them cope with memory loss and mobility issues.

Source provided by Caregiver List

There are many ways we can help to prevent or lessen those feelings of loneliness and help restore their joy this holiday season.

• Don’t let them be alone. Invite your loved one over, if they can’t be with family, encourage them to be with friends.  
• Volunteer at churches or nursing homes. You are not only helping them with their sadness but keeping you away from your own troubles. 
• Encourage communication with your loved one. If you see them sad, ask them about it, let them talk it out. Sometimes all they want is for someone to listen to them.  
• Relive some of the good times with your loved one. Look at old photos of past holiday gatherings.  
• Remind your loved ones that having them there is what’s most important, not the gifts. Seniors tend to worry about their finances and want to be able to share in the gifts of giving.  

Following some of these tips should help lessen the holiday blues, and remember that a simple gesture is all it takes so that they know someone cares.

Happy Holidays!!  

Your mind can become “dull” if you have been out of school for awhile or engage in the same repetitive tasks each day. In other words, your brain is on cruise control when you should always strive to learn and stretch your mind. I have a grandmother that is 92 years old and is sharp as a tack. She keeps her mind sharp by continually learning new ideas, facts, and solving puzzles.

Many ask what activities they can do to keep their mind sharp. Online games and puzzles are perfect activities to sweep the cobwebs out of your brain. You need to keep your brain cells humming. You can work on creativity with visual art puzzles. You can work on logical thought process through number and letter puzzles. Classic crossword puzzles and a competitive game of scrabble are great places to start.

You can tune up your observation skills by playing visual oriented games, including the classic jigsaw puzzle. You can complete jigsaw puzzles online and not have to worry about losing a puzzle piece under your couch. Yes, I’ve done that too. You can also work through puzzles where you have to observe the differences between two pictures that appear identical at first glance. These puzzles are fun and addictive. They also provide a great avenue for focusing your mind.

Are you looking for a comprehensive set of mind games? Take a peak at Mind Machine. This game contains different types of activities that will have your mind stretched to its limit. You can adjust the level of difficulty so the entire family can play. The difficulty levels include: easy, normal, hard, and insane.

Mind Machine provides ten different games that include: matching, mathematics, repeating patterns, and observation skills. You race against time and try to achieve a high score. This game integrates visual elements with logic, number sequence, and reading skills. The graphics and music are entertaining. It is a complete workout for the mind. One of the games in Mind Machine is called “Totem Pole”. You have to place missing pieces on a totem pole by matching color and design. Another fun game involves figuring out the number of cubes in a picture. They change the arrangement and number of cubes to keep you on your toes.

Play puzzles and online games to keep your mind fit and healthy. Online games provide stimuli to many of your senses and are an entertaining way to keep your neurons firing in your brain. There are puzzles and online games available for everyone and will suit just about any interest. Have fun exploring the different types of puzzles and games available. Not only will you have fun, but you will ward off “senior moments”. Or at least try too…

Article provided by Jill G. Senior Advice

The Knox Box is a 4×5 safe-like device designed either to hang from an entrance door or attach to the outside of a home.  A key to the home is kept inside the box.  In case of an emergency, instead of using blunt force to enter, the La Grange Fire Department would have key access to the box, and thus enter your home without doing damage to your house.

This program could save lives and offer a sense of security to our senior citizens and those in need of assistance.

If you would like more information about how to purchase and install the Knox Box, please contact the La Grange Fire Department at (708) 579-2338.

Information provided by Village of LaGange